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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.

Motorcycle Insurance Discounts and Anti-Theft Devices Generally, motorcycle insurance companies only offer an anti-theft discount for bikes with tracking or disabling systems installed. The discount is typically about 10% of a premium and, depending on the cost of a motorcycle insurance policy, that could translate into meanful savings. These systems allow a motorcycle owner to use radio frequency of GPS-based tracking to locate their bike after it has been stolen and temporarily disable it, making it impossible to ride. Not every tracking system is equal. Some carriers will only offer discounts on qualified devices that have been professionally installed, while others only ask whether the motorcycle covered has one. The sophistication of tracking and disabling systems varies. Some locator products can't disable a bike, but they might be able to send email or text message notifications when a motorcycle is being driven without a compatible sensor present. Others can sense when a bike is touched or even when someone is in close vicinity of a motorcycle. A popular system reviewed and recommended online is one by a company called LoJack, but the company recently discontinued selling its motorcycle tracking system (it still offers systems for other vehicles). LoJack continues to support the systems already installed on bikes. That means as soon as a motorcycle is reported stolen to police, the LoJack system in a bike will still be activated and signal a network of law enforcement. Agencies then use that radio signal -- sent to recievers in vehicles and aviation units -- to locate the stolen motorcycle. Other tracking systems, such as one sold by Scorpio, use GPS monitoring and have similar features that allow law enforcement agencies to locate a stolen bike. Some of the differences between tracking device technologies are something motorcycle riders should consider. The disadvantage to GPS tracking systems is that they are more easily disrupted. For example, if a bike is in something like a shipping container, a GPS system might have trouble detecting it. Tracking devices that use radio frequencies have few inhibitors. A tracking systems accessibility by law enforcement agencies is a critical difference between types. Trackers such as the previous LoJack system and those still sold by Scorpio either notify or are accessible by law enforcement. Some systems only sync with a bike owner's Google Maps or other mobile applications, meaning it would be their job to update authorities on any stolen motorcycle's location. Auto insurance policies don't have anti-theft discounts because most other motor vehicles already have locks, alarm systems and other security features. Some carriers offer homeowners insurance discounts if a central alarm system is installed in a home. Types of Motorcycle Anti-Theft Devices Beyond tracking and bike-disabling security systems that can be installed on motorcycles (or a moped or scooter), there are a number of other anti-theft devices owners should consider. The cost and level of security each provides can vary. Rider might even choose to use a combination of devices to better secure their motorcycle. Disabling devices: Some owners install disabling devices (often called a “kill” switch) that keep a motorcycle engine from starting or will turn one off under certain conditions. Active disabling devices are a security feature that must be activated remotely. Passive disabling devices active themselves after a motorcycle is running for a certain period but cannot sync with the keys to it. Passive systems limit how far a thief can travel on a motorcycle that is hot-wired. Vehicle recovery or tracking systems: Motorcycles with vehicle recovery or tracking systems use radio or GPS systems to locate a motorcycle if it is ever stolen. This anti-theft device is the most commonly recognized by insurance companies and they usually offer a discount on policies to riders who own a bike with a professionally installed system. These systems are usually expensive to install. A LoJack Stolen Vehicle recovery System costs $695, although it is a one-time expense. There are no subscription fees for the service. Bike covers: A motorcycle cover does not replace any security device but it can keep a nice motorcycle from advertising itself while parked. Stolen motorcycles are frequently disassembled and then the parts are sold, so some are more desirable than others. Thieves look for desireable bikes in parking lots and garages from afar or while driving but a motorcycle cover makes this difficult for them. Approaching a motorcycle to remove a cover and identify it is be a major risk to a thief. Disc locks and U-locks: A U-lock is a lock with an extended U shape bar that can be attached to a motorcycle wheel or used to secure one to something else. Depending on where the lock is applied, U-locks have an advantage over other locks because a thief would have to cut through two parts of it to unsecure it. Disc locks are basically small U-locks designed to fit the holes of a motorcycle disc brake. When used, they render a bike unrideable. Most U-locks and disc locks cost anywhere between $75 and $100. Chains: There are a number of companies that sell high quality chains that riders use to secure their motorcycle to other objects. One brand frequently recommended is Kryptonite, which sells 14mm thick motorcycle chains for as much as $178. Companies also sell less expensive cables that riders can use to secure their bike to things, but they are thinner than chain links and not as secure. On some motorcycle blogs and videos, riders suggest a way to save money on a motorcycle chain is to purchase a short boat chain and durable lock separately instead. Chains and key locks designed with boats in mind can be just as secure (18mm thick or more), but finding the appropriate sizes and quality might take time. Beyond the thickness of the chain links, the metal quality and treatment are important security factors. The research and time to find the right chain and lock might not be worth the savings in the end. For those unfamiliar with chains and locks, the investment in a combo designed for motorcycles is probably the best bet. Audible alarms: Unlike many cars, motorcycles typically do not come with an audible alarm system to protect them. However, there are a number of aftermarket alarm systems riders can install on their bike. A popular alarm system brand is Scorpio, which sells audible alarms that activate when a bike is tilted upright (to ride), struck by anything, or when anyone without a key sensor is in proximity of a motorcycle. Basic audible alarms usually start around $100. Alarms that trigger when anyone is in proximity of a bike can cost more than $350. Advice From Insurers, Motorcycle Owners And Thieves Insurance companies, riders and former motorcycle thieves have offered valuable advice online regarding protection motorcycles. Much of it is common sense: Don’t leave your motorcycle key with your bike, use anti-theft devices and be smart about where you park it. But some advice needs to be heard, especially by new bike owners. Advice from Insurance Companies Any insurance company that offers motorcycle insurance typically also has a page of advice to bike owners on their website. Amongst the general advice they give, GEICO suggests buying a plain motorcycle cover without any name brand on it, to avoid tipping any thieves on what might be underneath. The company also suggests that riders who secure their motorcycle with a chain do so through the frame instead of a wheel, which can be removed. Progressive offers two great tips for riders, among others. Some riders go as far as installing security cameras at their home to monitor their motorcycle, but that doesn’t help whenever the bike is parked anywhere else. Progressive suggests keeping an eye out for cameras no matter where someone parks their motorcycle. A bike owner doesn’t have to own the camera to use any footage that might help locate their bike if it’s stolen. The carrier also suggests riders leave the title for their motorcycle at home and carry their registration and insurance on their person, rather than leave those important documents with their bike. Advice from Other Bike Owners There were more than 45,000 reported motorcycle thefts in the U.S. in 2013, according to the National Insurance Crime Bureau (NICB). A lot of people have had their motorcycle stolen and shared their mistakes and experiences for the betterment of others. Here are errors people have made and warned others to avoid. If you plan to use a chain and lock to secure your motorcycle, the ones at many retail stores won’t help much. Sometimes even the thickest chains at The Home Depot, Walmart and other stores won’t hold up against motorcycle thieves. Chains generally thinner than 14mm are less expensive but you’re getting what you pay for – inadequate protection. Some riders are outspoken about the best place to park a motorcycle: Right next to the nicest one in a lot or garage. That way, if thieves intend to steal a bike, they are less likely to choose the less desirable motorcycle. Many riders agree that the above anti-theft devices and security strategies are worthwhile in deterring thieves. Having said that, they still think the best way to protect a motorcycle is with comprehensive coverage added to a motorcycle insurance policy. Comprehensive coverage will cover the cost or pay out an amount toward a new motorcycle if yours is stolen. If a thief really wants a motorcycle, they will go to unbelievable lengths and find a way to steal it. Advice and Affirmation from a Former Motorcycle Thief There is an insightful Ask Me Anything (AMA) -- an online question and answer session -- on Reddit with a man who claims to have been involved in professional motorcycle theft for more than 10 years. Among his many answers and explanations, here are some of the most valuable insights he gave. Time means everything to thieves. The longer it takes to steal a motorcycle, the more likely they are to be caught. So anything that complicates a potential motorcycle theft will deter thieves or prevent them from successfully stealing a bike. The professional thief, along with others in motorcycle blogs and elsewhere online, suggest using multiple anti-theft devices. The more obstacles a thief must overcome, the longer it will take to steal -- dramatically increasing the risk of getting caught. It doesn’t matter what neighborhood a motorcycle is parked in or if it is on the street or in a lot, thieves will steal it. Owners wrongfully assume a bike is more safe in a gated lot, in a nice area. If anything, the opposite might be true. Thieves seek out motorcycles in those places because they are more likely to be valuable and owners don’t think they need anti-theft devices. Parking garages are perfect places for thieves to go “shopping” for a bike to steal. A proper chain, like the ones described above, goes a long way when used correctly. The professional thief fielding questions said he only knew one thief who owned bolt cutters powerful enough to clip through some motorcycle chains. A pair of cutters of high enough quality to make it through a good motorcycle chain would cost hundreds of dollars new or used. Contrary to what many people think, most motorcycle thieves do now lift bikes into a truck or van and drive away. Professional thieves remove or deactivate any security devices, hot-wire the motorcycle (if they need to) and drive it directly to whoever purchases the stolen bikes from them. The stolen motorcycles are then usually dismantled, rebuilt using parts from various bikes, and sold on the black market. Motorcycle thieves often are part of, or work with, a small organized crime group.

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